Get Out Of Loan Debt

jocundity5 asked: I was thinking about taking out a personal loan to pay off some of my credit card debt (about 13k). The loan would be at lower interest than my current credit cards. Should I do this, or are there any other suggestions?Cynthia Share and Enjoy:

Mandy S asked: I am married and have two kids. We both work. I work an extra job just to make ends meet. We make good money. But we have so much credit card debt that I do not know what to do. We have a house but it does not have much equity in [...]