When a college sends student “debt” to collections is it the same as student loan debt? ?
I attended a local college and took three courses in a semester. After sitting down with a financial aid officer and filling out the appropriate paperwork, I thought it was all taken care of. However, after the semester ended I started to get bills in the mail for the entire tuition amount. When I called, someone in the collections department at the college told me that the paperwork had not been filed and it was to late to reverse the problem. They even messed up my pell grant. I was furious AND I was getting married the following week. I had no time to deal with it and I put it on hold. Then I began to receive phone calls from a collection agency.
Its been a year and the debt is still with the collection agency. They are SO rude and they keep telling me that the debt cannot be included in a bankruptcy (which my husband and I are considering) because it is the same as a federal student loan. Is this true? If not, can this debt be included in my possible bankruptcy?
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Comment from annazzz1966
Time May 29, 2010 at 12:07 am
If you took classes and did not pay for them with a federal student loan program, I believe that *can* be a part of a bankruptcy, but to be sure, check with a BK attorney.