Get Out Of Loan Debt

Comment from Ego
Time October 15, 2009 at 7:07 am

Well. If you’ve run out of money; have no income & only debt; don’t have any assets of value, like equity in your house; then you’re already bankrupt.

You either find work or some way to generate income to cover your expenses, or file for bankruptcy and start over.

There’s no shame. These are hard times.

Comment from Jacob E
Time October 18, 2009 at 3:16 pm

GET A JOB NOW IT CANT BE THAT HARD IM 18 AND HAVE A JOB AND I PAY RENT AND HAVE A CREDIT CARD AND HAVE A CAR PAYMENT AND IM DOING FINE!!!!!!!!!!!!!!!!!!!

Comment from bob k
Time October 20, 2009 at 5:34 am

Don’t listen to these internet scams where you can make 3500 per month. Bankruptcy is not a bad thing. It helps many people and companies. Discuss it with your husband and I’ll say a prayer for you.

Comment from darthdaddy
Time October 22, 2009 at 10:27 am

well the first thing you have to do is get off the computer and get a job. if you have time to ask questions on yahoo , you have time to search for a job

Comment from Flopyi Ears
Time October 24, 2009 at 6:18 pm

You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet ‘chamber’. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.